Ripple adds XRP payments to Stripe and Tempo’s AI standard in new developer kit
- Ripple’s updated XRP Ledger AI Starter Kit supports the Stripe- and Tempo-backed Machine Payments Protocol, allowing AI agents to pay for online services with XRP and ledger-issued tokens such as RLUSD.
- The beta software supports one-time payments and ongoing XRP payment sessions, while extending those sessions to stablecoins depends on a proposed ledger upgrade.
- Its Open Wallet Standard integration lets agents request transactions without accessing private keys and enforces safeguards such as spending limits and approved destinations.
Ripple has expanded its XRP Ledger developer kit to support a payments standard created by Stripe and Tempo, giving builders another way to make AI agents pay for data, computing and other online services using crypto.
Version 1.1 of the XRPL AI Starter Kit adds support for the Machine Payments Protocol, or MPP, and the Open Wallet Standard, which lets software manage wallets across multiple blockchains through a common interface, according to a RippleX developer post.
“Our job is to make XRP and RLUSD first-class options wherever developers are building,” RippleX head of product Jazzi Cooper wrote on X. RLUSD is Ripple’s dollar-pegged stablecoin.
Ripple added support for x402, another standard for web payments, in June and MPP now, backing both rather than betting on either.
MPP gives an AI agent, software that can carry out tasks on a user’s behalf, a way to pay as it works. A service responds to a request with a price, the agent authorizes payment, and the service delivers the requested resource. Payments company Stripe and Tempo, a blockchain built for payments, co-authored the standard.
Why the release matters
An AI agent buying data or computing power needs a currency the seller accepts and software that can send it. Ripple wants XRP and RLUSD among those choices as developers build services that charge machines for each request.