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Figure revenue doubles as blockchain loan marketplace volumes surge

Summary
  • Figure's second-quarter revenue more than doubled to $226 million, while net income nearly tripled to $87 million.
  • Consumer Loan Marketplace volume jumped 132% to $4.3 billion, with nearly two-thirds flowing through Figure Connect.
  • FIGR shares rose round 5% in premarket trading Thursday, extending a 10% gain from Wednesday.

Figure Technology Solutions (FIGR), the blockchain lending firm co-founded by former SoFi CEO Mike Cagney, more than doubled its revenue in the second quarter as lending activity surged across its marketplace

The company reported $226 million in net revenue for the quarter ended June 30, up 113% from a year earlier. Net income climbed 192% to $87 million, or 35 cents per diluted share, while adjusted EBITDA more than doubled to $119 million.

Growth was driven by Figure's Consumer Loan Marketplace, where volume reached $4.3 billion, up 132% from a year ago. Figure Connect, its marketplace connecting loan originators with capital providers, accounted for $2.8 billion, or about 65%, of that total.

FIGR shares rose roughly 5% in premarket trading on Thursday, extending Wednesday's 10% gain.

Figure is one of the more established publicly traded companies trying to move lending and capital-market activity onto blockchain rails. Its platform connects loan originators with investors, using blockchain infrastructure to support the origination, financing and trading of assets such as home-equity loans.

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